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Easiest Ways to Save Money

Easiest ways to save money to get out of debt and start living off the land include ways you might not expect. It's not so much giving up the big car payment or mortgage (although these can certain help), but rather examining and changing the little things. Here are some ideas on how you can easily save more funds each month.

Looking at the Simpler Things

One of the easiest ways to save money is by looking at the smaller ways you are spending money every day. It's the little things we think don't matter that eat away at our funds in big ways.

Saving Money

Keep a Daily Expense Journal

Start by purchasing a small notebook with sufficient room to write down your daily expenses. Then every time you buy something, write it down.

Let's say your daily routine includes stopping by a nearby coffee shop for a frappuccino before heading to work. You also pick up a newspaper while you're there. Then around ten you buy a snack from the vending machine.

You like to get away from the office on your lunch break, so you hit the fast food place with your friends. Then, for your afternoon break, you get a cookie from the snack bar downstairs for a quick pick-me-up. Because you worked overtime, you stop by the fast food place after work to pick up food for you and your spouse.

Easiest Ways to Save Money
And Your Expenditure List

So here's your expenses for the day:

Frappuccino - $4
Newspaper - $1.50
Morning Snack - $1
Lunch - $6
Snack bar cookie - $1
Dinner - $12

That frappuccino you buy five days a week costs you a whopping $1,040 per year, and the newspaper costs you an extra $390 per year. Then there are those snacks; they cost you a whopping $520 per year. Bring snacks to the office and you could save $400 per year or more. Get a newspaper subscription (usually about $40 a year), and you could save $350 a year.

Making Your Own

Even better, you can make your own frappuccino every morning before you head off to work and save more than $1,000 a year. Making it yourself is one of the easiest ways to save money.

Frappuccino Recipe

Here's my favorite recipe:

1 cup of cold coffee
3 tablespoons of sugar
1 cup of milk
2 cups of ice
3 tablespoons of chocolate syrup
Whipped topping

Put coffee, sugar, milk, ice and chocolate syrup in a blender and blend it on high speed until all the ice is crushed and your drink is smooth. Pour some into a glass and top with the whipped topping. This recipe makes two drinks.

Easiest Ways to Save Money
Saving Even More

One of the easiest ways to save money is to get back to the basics. That means making your own chocolate syrup once every few months. This easy recipe comes from Any Dacyczyn's awesome book, The Complete Tightwad Gazette:

1/2 cup cocoa powder
1 cup water
2 cups sugar
1/8 teaspoon salt
1/4 teaspoon vanilla

Other Frugal Living Links

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Tempted to save time by stopping by that burger joint? You're better off saying no. Here's why.

Less is more when it comes to junk in your home. Here's why.

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Worried over debt? Consider this helpful course Think you're poor? Please read this article.

Saving money can be fun when you get creative. Here are some fun ways.

The most effective ways to save money are also often some of the easiest. Learn more.

Worried about the economy? Not only can you survive a depression, but thrive as well. Here's how.

Taking charge of your finances is one of the most important things you can do. Here's why.

It's during the hot summer months that we all tend to use more electricity for keeping our homes cool, putting a strain on the power grid and our budget. Learn how you can cut down on energy costs by clicking here.

Learning to cook from scratch is a great way to cut down on grocery costs, but the increased health benefits are even more valuable. Learn more.

Do you have a favorite way to save money or a tip you think could help others? Share them here.

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